The rule.
Restriction Type
Both
Employer Coverage
All employers
When Can Ask About Criminal History
After conditional offer + Article 23-A assessment
Credit Check Restricted
Limited to specific roles
Key Notes
CRC Article 23-A: 8-factor individualized assessment required. NYC Local Law 37: additional credit check restrictions. One of the most complex states.
CRC Article 23-A: 8-factor individualized assessment required. NYC Local Law 37: additional credit check restrictions. One of the most complex states.
Last verified: June 2026.
What's in the Background Checks & FCRA Compliance workbook
What's in the workbook
Background Checks — every state covered. Visible items show the chapters; locked items reveal the structural depth.
- ✓State Reference
- ✓Adverse Action Guide
- ✓Compliance Checklist
- ✓Monthly Updates
- 🔒Pre-Adverse Action (Required Before Rejection)
- 🔒Adverse Action (After Waiting Period)
- 🔒Credit Check Adverse Action
- 🔒Initial Assessment
- 🔒Assessment & Decision Process
- 🔒Adverse Action Process
$39
Background Checks & FCRA Compliance — instant download, Excel + Google Sheets, free monthly updates for life.
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